Robo Scam Call "Hi this is the alert system with Visa Master Card Account Services with important changes to your account before the next billing cycle if you received your new rates by mail and wish not to be contacted press 3 Congratulations on your excellent payment history you now qualify for a 0 percent interest rate on all your credit card accounts this is a limited time offer and you must respond immediately press 1 now to speak to our qualification department and complete the enrollment process."